Terms of service

Last updated: [insert date at publish]

This is a first draft for review. It has not yet been reviewed by a lawyer.

1. The agreement

By connecting a wallet and using CryptoScribe, you agree to these terms. If you do not agree, do not use the platform.

2. What CryptoScribe is

CryptoScribe is a non-custodial membership platform. Creators publish content for paying supporters. Payments are made in USDC on Polygon and settle directly between wallets. We are a software platform; we are not a bank, a custodian, a broker, a money transmitter or a payment processor, and we never take custody of your funds.

3. Wallets and accounts

You sign in with your Ethereum wallet. You are solely responsible for the security of your wallet, keys and seed phrase. We cannot recover, reverse or freeze funds, and we cannot access your wallet. Transactions on a public blockchain are irreversible.

4. Payments and fees

Supporters authorize recurring USDC payments by signing a permit. A subscription is set up as a fixed schedule of 12 monthly charges; it then completes and may be renewed. The platform fee is a flat 10% added on top of the creator's price: the supporter pays the price plus the fee, and the creator receives the full price. The fee is shown before any payment. Charges are executed on-chain via Request Network, a third-party service; on-chain conditions (gas, network availability, insufficient allowance or balance) can cause a charge to fail.

5. No custody, no refunds by us

Because funds move directly between wallets and we never hold them, we cannot issue refunds or reverse a payment. Any refund is solely a matter between supporter and creator.

6. Creator responsibilities

Creators are responsible for the content they publish, for having the rights to it, for any taxes owed on amounts they receive, and for complying with applicable laws. You may not publish unlawful content or use the platform for fraud, money laundering or sanctioned activity.

7. Supporter responsibilities

You are responsible for the wallet and funds you use and for understanding that subscriptions are recurring until they complete or you cancel.

8. Acceptable use

Do not attempt to bypass access controls, abuse the API, scrape at scale, or interfere with the platform's security or availability.

9. Availability and changes

The platform is provided "as is." Features, networks supported, and fees may change; material changes will be reflected here with an updated date. Crypto and smart-contract systems carry inherent risk.

10. Limitation of liability

To the maximum extent permitted by law, CryptoScribe is not liable for losses arising from wallet compromise, on-chain transaction outcomes, third-party services, or your use of the platform. [Jurisdiction-specific limitations to be completed in legal review.]

11. Governing law

[insert governing law and venue before launch].

12. Contact

[insert contact email / address before launch].